Podemos ayudarte:
Es posible que necesites diversos componentes y elementos operativos para alcanzar tus objetivos, dado que el ecosistema de las finanzas integradas (*Embedded Finance*) y las *fintech* es sumamente rico y complejo; aquí puedes ver las numerosas categorías de socios operativos con los que hemos colaborado al ayudar a otros clientes.
Los bancos comerciales tradicionales ofrecen una selección limitada de opciones internacionales para enviar o recibir dinero a través de las fronteras.
Mientras tanto, ya existen diversas plataformas globales que utilizan infraestructuras de *stablecoins*, como Bridge, BVNK, Zerohash y FlexOne...
No esta seguro de qué hacer al respecto:
Consulte a continuación nuestros documentos explicativos sobre licencias y banca abierta en la UE.
Cuenta con el presupuesto, pero no con los recursos necesarios para asumir el rol de gestor del programa de un servicio de emisión de tarjetas de pago; sin embargo, desea realizar un despliegue rápido.
Antiguamente, el mercado ofrecía numerosos proveedores de servicios bancarios como servicio (*Bank-as-a-Service* o BaaS) con soluciones llave en mano; no obstante, el modelo BaaS ya no resulta aceptable para muchos bancos a la hora de realizar despliegues.
Podemos ayudarle a implementar la mejor solución para su situación evaluando qué actividades le conviene realizar internamente frente a cuáles es mejor adquirir de proveedores especializados, ya que contamos con experiencia previa en la gestión de numerosos programas de tarjetas.
Lo haremos:
Le ha dado cuenta de que necesita:
Sin embargo, sus fuentes de ingresos actuales, la complejidad organizativa, la tecnología heredada y los procesos internos pueden ralentizar la identificación y el desarrollo de nuevas oportunidades.
Ofrecemos una perspectiva externa para evaluar la dinámica del mercado, analizar el panorama competitivo, identificar las necesidades emergentes de los clientes, valorar las tendencias tecnológicas y descubrir oportunidades que podrían no ser visibles desde el interior de su organización.
Nosotros entregamos:
(issuing incentives)
Nos hemos unido a ConexAmericas, un grupo de ejecutivos experimentados con experiencia en el despliegue internacional de servicios financieros.
La misión de ConexAmericas es ayudar a los fundadores de empresas fintech y a los equipos respaldados por capital de riesgo a acceder a los mercados de EE. UU., Latinoamérica y la UE con menor riesgo, plazos más cortos y los socios adecuados.
Innovator advising global Fintechs and Banks in strategy, payment systems and scaling strategies.
Mr. Ayala is a focused people leader with industry leading team member engagement results and track record. A proven partnership approach, public speaking skills, innovative problem solving abilities, and an effective leadership style.
He has effectively executed startup, scale or turnaround product leadership and delivered successful marketing strategies that yield positive bottom line financial results.
Mr Ayala's career has included positions at:
Colombian-born, residing in Miami and Silicon Valley, Mr. Ayala has a rich multicultural background. He is a world traveler (visited over 45 countries), proficient in English, Spanish, and Portuguese.
30 Years in corporate and consumer payments, with a specific expertise in:
Some of Mr. Ayala's past clients include:
is Mr. Ayala's consultancy.
is his cross-border pricing intelligence platform.
Regional expertise: US, Latin America, Asia and UAE
We'll bring Mr. Ayala into your project and will be happy to hand over your project to him, as applicable.
Serial entrepreneur with several exits. Sits on the Board of several companies. Investor.
Mr. Chatelain has built & lead profitable organizations with a global scope.
French-born, Mr. Chatelain resides in Silicon Valley from which he is managing the BayPay Forum initiative gathering thousands of industry experts in multiple locations.
Mr Chatelain's career has included positions at:
20-year expertise covering:
Some of Mr. Chatelain's past clients include:
Mr. Chatelain is currently developing a platform called Prominov for corporate communications making extensive use of A.I. for realistic speaker avatars, automated content transcription and translations.
He also operates PayKademy, an online learning platform offering training in Payments, Compliance, FinTechs & Startups, Blockchain, and Artificial Intellligence applied to payment services. Get 10% discount on all quarterly or yearly PayKademy memberships with the discount code "finstrides".
Regional expertise: US, EU and Asia.
We'll bring Mr. Chatelain into your project and will be happy to hand over your project to him, as applicable.
Mr. Saldaña has been General Manager for Apple in Latin America and the Far East from 1982 to 1995, and was Apple's Director of Sales and Business Development in Japan from 1990-1994.
Mexican-born, Mr. Saldaña resides in Silicon Valley from which is currently serves as Sr. Strategy Advisor at Forgepoint Capital since March 2025, contributing to strategy development and international business expansion.
Mr. Saldaña has been Senior Managing Partner at The Inventity Global Fund, for over 8 years, handling managing investment decisions and supporting portfolio companies. Additionally, as a Senior Advisor at Ballistic Ventures and former Global Advisory Board Member at Forgepoint Capital, expertise in acquisitions, investments, and market development has been instrumental in fostering strategic partnerships and expansion initiatives.
Leveraging expertise in investments, startup formation, and executive management, Mr. Saldaña's focus is on empowering organizations with impactful strategies that drive growth and global market presence.
His expertise includes:
Some of Mr. Saldaña's prior clients include:
Regional expertise: US, Latin America and Asia.
We'll bring Mr. Saldaña into your project and will be happy to hand over your project to him, as applicable.
We have joined ConexAmericas, a group of seasoned executives with expertise in international deployments of financial services.
ConexAmericas' mission is to help fintech founders and VC-backed teams enter the US, LATAM and EU markets with less risk, faster timelines and the right partners in place.
If the FinTech company you run or have invested in is considering a geographical expansion into or out of the US, the ConexAmericas team can help you validate and de-risk your growth project.
Financial Strides recommends DataArt if you need reliable software engineering resources with Fintech expertise to complement your own team. DataArt can also provide specialized IT help like DevSecOps services.
Financial Strides has partnered with DataArt for over 20 years to develop Fintech services and perform security audits.
DataArt is a global software engineering firm that delivers breakthrough data, analytics, and AI platforms for the world’s most demanding organizations. As the partner for progress in the digital age, our world-class teams artfully design and engineer data-driven, cloud-native solutions that generate immediate and enduring business value. We combine global scale, deep technical expertise, and progressive vision with advanced R&D Labs, frameworks, and accelerators to solve our clients’ toughest challenges.
Since our founding in New York City in 1997, DataArt has grown to bring together 6,000+ experts across 40+ locations in the US, Europe, Latin America, India, and the Middle East, with clients including major global brands like Priceline, Ocado Technology, Legal & General, and Flutter Entertainment. Recognized as a 2023 Newsweek Most Loved Global Workplace and 13 times as an Inc. 5000 Fastest Growing Private Company, we are proud of our reputation as a great place to work and partner with.
We will be happy to provide you an introduction to DataArt's management upon request.
We recommend DuploCloud if you don’t have a DevOps or DevSecOps team and need to achieve security and compliance quickly. DuploCloud also makes sense for DevOps teams that want to amplify their impact, reduce manual work, or scale without adding headcount.
DuploCloud’s AI DevOps Engineer automates the full DevOps lifecycle. It handles infrastructure provisioning, CI/CD, troubleshooting, and compliance while accelerating time-to-market up to 10× faster through our intelligent, rules-based automation engine.
Developers and DevOps teams can focus on higher-value engineering work instead of managing pipelines, policies, and manual configurations.
You also gain access to fractional DevOps experts who support cloud operations, migrations, and modernization efforts to ensure secure and efficient growth.
We will be happy to provide you an introduction to the management of DuploCloud upon request.
We recommend Johanson Group if you need an independent auditor to complete your SOC, ISO, HIPAA, GDPR, NIST, or PCI compliance.
As a licensed CPA firm, Johanson can provide readiness assessments, examinations, and audits for your organization to achieve compliance.
Their team of experts will ensure your company meets all your necessary compliance framework controls, protecting both your business and your customers from data breaches and cyber threats and achieve compliance excellence.
Audit/Examination Services:
We will be happy to provide you an introduction to the management of Johanson upon request.
We recommend PayKademy if you or your team needs a quick and convenient way to learn about Fintech related topics through remote courses.
PayKademy can also provide its learning platform and its team as a private instance for small and large teams who want to have their own learning center.
Get 10% discount on all quarterly or yearly PayKademy memberships with the discount code "finstrides". We will also be happy to provide you an introduction to the management of PayKademy upon request.
Financial Strides recommends Plaid if you need to let your customers link to their existing bank accounts for purposes like:
Plaid makes it easy for people to securely connect their financial accounts to the fintech services they choose. Plaid's developer-friendly platform supports over 12,000 financial institutions so the over 8,000 digital financial services built on Plaid can be accessible to everyone.
If you intend to use Plaid services that are billed on an API‑usage basis (not the Pay-as-you-Go Plan), then we can help you get a 10% discount on your usage bills (not applicable to implementation, support, or other non‑API/one‑time fees).
We recommend Scale Consulting Group if you need help in establishing a banking compliance service that will withstand bank and regulator scrutiny. Its principal, Rick Bachman holds several compliance certifications and has helped more than 100 FinTechs get into compliance. While Financial Strides can provide general regulatory guidance, Scale Consulting will provide detailed compliance services to precede or complement the work of your own Chief Compliance Officer.
We will be happy to provide you an introduction to Scale Group's management upon request.
We recommend SecureFrame if you need to achieve SOC-2 or ISO 27001 compliance.
Secureframe is a platform that can be used for automating all your security compliance requirements. The Secureframe platform enables organizations of all sizes to obtain and maintain SOC2 or ISO 27001 compliance with minimal time and effort through product integrations with 100+ core services such as AWS, Google Cloud, Azure, Github, JAMF, and Okta. The Secureframe platform continuously collects audit evidence, runs security awareness training, and monitors infrastructure — all automatically.
This is done through automation built into the Secureframe platform that reduces manual work and they support this with their own in-house experts who are former auditors.
We will be happy to provide you an introduction to SecureFrame upon request.
Nope, we don't do
snailmail anymore...
